/* Optimal Property: shared styles (Style B, forest and mint).
   Layout concept: asymmetric hero, ruled lists instead of card grids, tools laid out as instruments. */

:root {
  --forest: #1F5E4B;
  --mint: #E8F3EE;
  --bg: #FBFDFC;
  --surface: #FFFFFF;
  --band: #E8F3EE;
  --ink: #1E2428;
  --ink-2: #44554F;
  --ink-3: #62746D;
  --line: #D4E3DB;
  --line-strong: #B9D1C6;
  --accent: #1F5E4B;
  --accent-hover: #174A3B;
  --on-accent: #FFFFFF;
  --accent-soft: #E8F3EE;
  --accent-ink: #174A3B;
  --ok: #17663F;
  --ok-bg: #DDF1E5;
  --warn: #7A4F00;
  --warn-bg: #FFF0CC;
  --bad: #9B2F27;
  --bad-bg: #FBE3E0;
  --c-principal: #1F5E4B;
  --c-interest: #D9922F;
  --tint-1: #E3EEFB;
  --tint-2: #E3F3EA;
  --tint-3: #FFF0D9;
  --tint-4: #FDE6DD;
  --tint-5: #EEE8FB;
  --radius: 10px;
  --shadow: 0 1px 2px rgba(23, 50, 41, .06), 0 10px 28px rgba(23, 50, 41, .07);
  --font: "Plus Jakarta Sans", system-ui, -apple-system, "Segoe UI", Roboto, Arial, sans-serif;
}

@media (prefers-color-scheme: dark) {
  :root:not([data-theme="light"]) {
    --bg: #0E1814;
    --surface: #15231E;
    --band: #12201B;
    --ink: #E7F1EC;
    --ink-2: #B3C6BD;
    --ink-3: #8DA197;
    --line: #25382F;
    --line-strong: #35503F;
    --accent: #5CC9A3;
    --accent-hover: #7AD8B6;
    --on-accent: #08140F;
    --accent-soft: #1B3029;
    --accent-ink: #8FE0C2;
    --ok: #6BD39B;
    --ok-bg: #16392A;
    --warn: #F2C25B;
    --warn-bg: #3A2E10;
    --bad: #F0897F;
    --bad-bg: #3C1B18;
    --c-principal: #5CC9A3;
    --c-interest: #E0A04E;
    --tint-1: #182A40;
    --tint-2: #17352A;
    --tint-3: #36290F;
    --tint-4: #3A231C;
    --tint-5: #282140;
    --shadow: 0 1px 2px rgba(0, 0, 0, .3), 0 10px 28px rgba(0, 0, 0, .25);
    color-scheme: dark;
  }
}

:root[data-theme="dark"] {
  --bg: #0E1814;
  --surface: #15231E;
  --band: #12201B;
  --ink: #E7F1EC;
  --ink-2: #B3C6BD;
  --ink-3: #8DA197;
  --line: #25382F;
  --line-strong: #35503F;
  --accent: #5CC9A3;
  --accent-hover: #7AD8B6;
  --on-accent: #08140F;
  --accent-soft: #1B3029;
  --accent-ink: #8FE0C2;
  --ok: #6BD39B;
  --ok-bg: #16392A;
  --warn: #F2C25B;
  --warn-bg: #3A2E10;
  --bad: #F0897F;
  --bad-bg: #3C1B18;
  --c-principal: #5CC9A3;
  --c-interest: #E0A04E;
  --tint-1: #182A40;
  --tint-2: #17352A;
  --tint-3: #36290F;
  --tint-4: #3A231C;
  --tint-5: #282140;
  --shadow: 0 1px 2px rgba(0, 0, 0, .3), 0 10px 28px rgba(0, 0, 0, .25);
  color-scheme: dark;
}

*, *::before, *::after { box-sizing: border-box; }

html { scroll-behavior: smooth; scroll-padding-top: 90px; }

body {
  margin: 0;
  background: var(--bg);
  color: var(--ink);
  font-family: var(--font);
  font-size: 16px;
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}

img, svg { max-width: 100%; }

h1, h2, h3 { font-weight: 800; line-height: 1.15; letter-spacing: -0.02em; text-wrap: balance; margin: 0; }
h1 { font-size: clamp(2.1rem, 5.2vw, 3.5rem); }
h2 { font-size: clamp(1.6rem, 3.4vw, 2.2rem); }
h3 { font-size: 1.15rem; letter-spacing: -0.01em; }
p { margin: 0; }

a { color: var(--accent); text-underline-offset: 3px; }
a:hover { color: var(--accent-hover); }

:focus-visible { outline: 3px solid var(--accent); outline-offset: 2px; border-radius: 4px; }

.wrap {
  width: 100%;
  max-width: 1120px;
  margin-inline: auto;
  padding-left: max(16px, env(safe-area-inset-left, 0px));
  padding-right: max(16px, env(safe-area-inset-right, 0px));
}

.eyebrow {
  font-size: .78rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: .12em;
  color: var(--accent-ink);
}

.lead { font-size: 1.15rem; color: var(--ink-2); max-width: 60ch; }

/* Header: floating bar with dropdown menus */
.site-header { position: sticky; top: 0; z-index: 50; padding-block: 12px; background: linear-gradient(var(--bg) 60%, transparent); }
.header-bar { display: flex; align-items: center; gap: 12px 20px; background: var(--surface); border: 1px solid var(--line); border-radius: 999px; box-shadow: var(--shadow); padding: 8px 8px 8px 18px; }
.brand { white-space: nowrap; display: inline-flex; align-items: center; gap: 10px; text-decoration: none; color: var(--accent); font-size: 1.15rem; letter-spacing: -0.01em; margin-right: auto; }
.brand .mark { width: 34px; height: 34px; flex: none; }
.brand b { font-weight: 800; }
.brand span { font-weight: 500; }
.nav { display: flex; align-items: center; gap: 4px; }
.nav .top { white-space: nowrap; display: inline-flex; align-items: center; gap: 4px; color: var(--ink); text-decoration: none; font-weight: 700; font-size: .95rem; padding: 8px 12px; border-radius: 999px; }
.nav .top:hover, .nav-group:hover > .top, .nav-group:focus-within > .top { color: var(--accent); background: var(--accent-soft); }
.nav .top[aria-current="page"] { color: var(--accent); }
.nav .chev { width: 12px; height: 12px; fill: none; stroke: currentColor; stroke-width: 1.8; stroke-linecap: round; stroke-linejoin: round; transition: transform .15s ease; }
.nav-group { position: relative; }
.nav-group:hover .chev, .nav-group:focus-within .chev { transform: rotate(180deg); }
.nav-sub { display: none; position: absolute; top: 100%; left: 0; min-width: 300px; margin-top: 8px; padding: 8px; background: var(--surface); border: 1px solid var(--line); border-radius: 14px; box-shadow: var(--shadow); }
.nav-sub::before { content: ""; position: absolute; left: 0; right: 0; top: -12px; height: 12px; }
.nav-group:hover .nav-sub, .nav-group:focus-within .nav-sub { display: grid; }
.nav-sub a { display: flex; align-items: center; gap: 12px; padding: 8px 10px; border-radius: 10px; color: var(--ink); text-decoration: none; font-weight: 600; font-size: .92rem; line-height: 1.3; }
.nav-sub a:hover { background: var(--accent-soft); color: var(--accent-ink); }
.nav-sub .i { width: 34px; height: 34px; flex: none; display: grid; place-items: center; }
.nav-sub .i img { width: 28px; height: 28px; }
.nav-sub small { margin-left: auto; font-size: .68rem; font-weight: 700; letter-spacing: .06em; text-transform: uppercase; color: var(--ink-3); }
.nav-sub .all { color: var(--accent); font-weight: 700; border-top: 1px solid var(--line); border-radius: 0 0 10px 10px; margin-top: 4px; padding-top: 10px; }
.header-cta { border-radius: 999px; white-space: nowrap; }
.nav-toggle { display: none; align-items: center; gap: 8px; font: inherit; font-weight: 700; font-size: .92rem; color: var(--ink); background: var(--accent-soft); border: 0; border-radius: 999px; padding: 9px 14px; cursor: pointer; }
.nav-toggle .bars, .nav-toggle .bars::before, .nav-toggle .bars::after { display: block; width: 16px; height: 2px; background: currentColor; border-radius: 2px; position: relative; }
.nav-toggle .bars::before, .nav-toggle .bars::after { content: ""; position: absolute; left: 0; }
.nav-toggle .bars::before { top: -5px; }
.nav-toggle .bars::after { top: 5px; }

/* Breadcrumbs */
.crumbs ol { list-style: none; margin: 0; padding: 0; display: flex; flex-wrap: wrap; gap: 4px 8px; font-size: .88rem; color: var(--ink-3); }
.crumbs li + li::before { content: "/"; margin-right: 8px; color: var(--line-strong); }
.crumbs a { color: var(--ink-2); text-decoration: none; }
.crumbs a:hover { color: var(--accent); text-decoration: underline; }
.crumbs [aria-current] { color: var(--ink); font-weight: 600; }

/* Buttons */
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: 8px;
  background: var(--accent); color: var(--on-accent);
  font: inherit; font-weight: 700; font-size: 1rem;
  padding: 13px 22px; border-radius: 10px; border: 2px solid var(--accent);
  text-decoration: none; cursor: pointer;
  transition: background-color .15s ease, border-color .15s ease;
}
.btn:hover { background: var(--accent-hover); border-color: var(--accent-hover); color: var(--on-accent); }
.btn-ghost { background: transparent; color: var(--accent); }
.btn-ghost:hover { background: var(--accent-soft); color: var(--accent-ink); border-color: var(--accent); }
.btn-sm { padding: 8px 14px; font-size: .92rem; }

/* Hero */
.hero { padding-block: clamp(32px, 6vw, 72px) clamp(28px, 4vw, 48px); }
.hero .grid { display: grid; grid-template-columns: minmax(0, 1.25fr) minmax(0, 1fr); gap: clamp(28px, 5vw, 64px); align-items: center; }
.hero h1 { margin-top: 14px; font-size: clamp(2rem, 4.2vw, 3rem); }
.hero .lead { margin-top: 20px; }
.hero .actions { display: flex; flex-wrap: wrap; gap: 12px; margin-top: 30px; }
.hero-text { max-width: 760px; }
.hero-note { margin-top: 22px; display: inline-block; padding: 12px 16px; background: var(--accent-soft); color: var(--accent-ink); border-radius: 10px; font-size: .92rem; font-weight: 600; }
.hero .svc-menu { margin-top: clamp(32px, 5vw, 56px); }

.preview {
  background: var(--surface);
  border: 1px solid var(--line);
  border-radius: 16px;
  box-shadow: var(--shadow);
  padding: 22px;
  min-width: 0;
}
.preview h2 { font-size: 1.1rem; letter-spacing: -0.01em; }
.preview .sub { color: var(--ink-3); font-size: .88rem; margin-top: 2px; }
.preview ul { list-style: none; margin: 16px 0 0; padding: 0; }
.preview li { display: grid; grid-template-columns: minmax(0, 1fr) auto; gap: 2px 16px; padding: 12px 0; border-top: 1px solid var(--line); }
.preview li .name { font-weight: 700; }
.preview li .meta { color: var(--ink-3); font-size: .85rem; grid-column: 1; }
.preview li .amt { grid-column: 2; grid-row: 1 / span 2; align-self: center; text-align: right; font-weight: 800; font-size: 1.35rem; letter-spacing: -0.02em; font-variant-numeric: tabular-nums; }
.preview li .amt small { display: block; font-size: .72rem; font-weight: 600; color: var(--ink-3); letter-spacing: 0; }
.preview .more { display: inline-block; margin-top: 14px; font-weight: 700; }



/* Bands and sections */
.section { padding-block: clamp(44px, 6vw, 80px); }
.band { background: var(--band); border-block: 1px solid var(--line); }
.section-head { display: grid; gap: 10px; margin-bottom: 32px; max-width: 62ch; }

/* Ruled list (services) */
.ruled { list-style: none; margin: 0; padding: 0; border-top: 2px solid var(--ink); }
.ruled li { display: grid; grid-template-columns: minmax(0, 1fr) minmax(0, 2fr); gap: 8px 40px; padding: 24px 0; border-bottom: 1px solid var(--line-strong); }
.ruled h3 { font-size: 1.25rem; }
.ruled p { color: var(--ink-2); max-width: 62ch; }
.ruled .more { display: inline-block; margin-top: 8px; font-weight: 700; }

/* Homepage services menu: list on the left, summary on the right */
.svc-menu { display: grid; grid-template-columns: minmax(0, 1fr) minmax(0, 1.45fr); background: var(--surface); border: 1px solid var(--line); border-radius: 16px; box-shadow: var(--shadow); overflow: hidden; }
.svc-item { display: contents; }
.svc-tab { grid-column: 1; display: flex; align-items: center; gap: 14px; padding: 16px 22px; background: var(--band); border-bottom: 1px solid var(--line); border-left: 3px solid transparent; color: var(--ink); text-decoration: none; font-weight: 600; line-height: 1.3; -webkit-tap-highlight-color: transparent; transition: background-color .15s ease, color .15s ease; }
.svc-item:last-child .svc-tab { border-bottom: 0; }
.svc-tab:hover { color: var(--accent); }
.svc-tab .ico { width: 46px; height: 46px; flex: none; border-radius: 50%; display: grid; place-items: center; background: var(--tint, var(--accent-soft)); transition: transform .15s ease; }
.svc-tab .ico img { width: 30px; height: 30px; }
.svc-tab:hover .ico { transform: scale(1.06); }
.svc-tab .soon { display: inline-block; margin-left: 6px; font-size: .68rem; font-weight: 700; letter-spacing: .06em; text-transform: uppercase; color: var(--warn); background: var(--warn-bg); padding: 2px 8px; border-radius: 999px; vertical-align: 2px; }
.svc-item.is-active .svc-tab { background: var(--surface); border-left-color: var(--accent); color: var(--accent); }
.svc-item.is-active .svc-tab .ico { box-shadow: 0 0 0 2px var(--surface), 0 0 0 4px var(--tint, var(--accent-soft)); }
.svc-panel { grid-column: 2; grid-row: 1 / span 5; display: none; align-content: center; justify-items: start; gap: 14px; padding: clamp(24px, 4vw, 56px); border-left: 1px solid var(--line); min-width: 0; background: linear-gradient(135deg, var(--tint, var(--accent-soft)) 0%, var(--surface) 62%); }
.svc-item.is-active .svc-panel { display: grid; }
.svc-panel .big-ico { width: 112px; height: 112px; display: grid; place-items: center; border-radius: 28px; background: var(--surface); box-shadow: var(--shadow); }
.svc-panel .big-ico img { width: 80px; height: 80px; }
.svc-panel h3 { font-size: clamp(1.4rem, 2.6vw, 1.85rem); }
.svc-panel p { color: var(--ink-2); font-size: 1.05rem; max-width: 56ch; }
.svc-panel .btn { margin-top: 8px; }
.svc-how { width: 100%; max-width: 56ch; padding: 14px 16px; background: var(--surface); border: 1px solid var(--line); border-left: 3px solid var(--accent); border-radius: 10px; }
.svc-how .label { font-size: .72rem; font-weight: 700; letter-spacing: .1em; text-transform: uppercase; color: var(--accent-ink); margin-bottom: 4px; }
.svc-how p:not(.label) { color: var(--ink-2); font-size: .95rem; }
.svc-how b { display: block; color: var(--ink); }

/* Tools */
.tools { display: grid; grid-template-columns: repeat(auto-fit, minmax(min(100%, 240px), 1fr)); gap: 20px; }
.tool { background: var(--surface); border: 1px solid var(--line); border-radius: 14px; padding: 24px; display: grid; gap: 10px; align-content: start; min-width: 0; }
.tool.live { border-color: var(--accent); box-shadow: var(--shadow); }
.tool h2 { font-size: 1.15rem; letter-spacing: -0.01em; }
.tool p { color: var(--ink-2); }
.tool .status { font-size: .75rem; font-weight: 700; letter-spacing: .08em; text-transform: uppercase; color: var(--ink-3); }
.tool.live .status { color: var(--ok); }
.tool .go { font-weight: 700; margin-top: 4px; }

.tools.partner-grid { grid-template-columns: repeat(3, minmax(0, 1fr)); }
.tool.partner { scroll-margin-top: 100px; }
.p-ico { width: 72px; height: 72px; display: grid; place-items: center; border-radius: 20px; background: var(--accent-soft); }
.p-ico img { width: 48px; height: 48px; }
.blog-empty { margin-top: 24px; display: grid; gap: 12px; justify-items: start; background: var(--surface); border: 1px dashed var(--line-strong); border-radius: 14px; padding: clamp(22px, 4vw, 40px); }
.blog-empty h2 { font-size: 1.4rem; }
.blog-empty p { color: var(--ink-2); max-width: 60ch; }
.blog-empty .go { font-weight: 700; }

/* About facts */
.about { display: grid; grid-template-columns: minmax(0, 1fr) minmax(0, 1.3fr); gap: clamp(28px, 5vw, 64px); align-items: start; }
.facts { margin: 0; display: grid; }
.facts div { display: grid; grid-template-columns: 8.5rem minmax(0, 1fr); gap: 16px; padding: 14px 0; border-top: 1px solid var(--line-strong); }
.facts div:last-child { border-bottom: 1px solid var(--line-strong); }
.facts dt { font-size: .78rem; font-weight: 700; text-transform: uppercase; letter-spacing: .1em; color: var(--ink-3); padding-top: 3px; }
.facts dd { margin: 0; }

/* Contact */
.contact { display: grid; grid-template-columns: minmax(0, 1fr) minmax(0, 1.2fr); gap: clamp(28px, 5vw, 64px); align-items: start; }
.contact .direct { margin-top: 22px; display: grid; gap: 6px; }
.contact .direct .num { font-size: 1.6rem; font-weight: 800; letter-spacing: -0.02em; }
.form { display: grid; gap: 16px; background: var(--surface); border: 1px solid var(--line); border-radius: 14px; padding: clamp(18px, 3vw, 28px); }
.form .two { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 16px; }
.form .hp { position: absolute; left: -9999px; }
.form-status { font-weight: 600; min-height: 1.4em; }
.form-status.ok { color: var(--ok); }
.form-status.bad { color: var(--bad); }

/* Fields (shared with the tool) */
.field { display: grid; gap: 6px; min-width: 0; align-content: start; }
.field label, .field .lab { font-size: .85rem; font-weight: 700; color: var(--ink-2); }
.field .hint { font-size: .8rem; color: var(--ink-3); }
.field input, .field select, .field textarea {
  font: inherit; font-size: 1rem; color: var(--ink);
  background: var(--bg); border: 1.5px solid var(--line-strong); border-radius: 8px;
  padding: 10px 12px; width: 100%; min-width: 0;
}
.field textarea { min-height: 120px; resize: vertical; }
.field input:focus, .field select:focus, .field textarea:focus { outline: 3px solid var(--accent); outline-offset: 1px; border-color: var(--accent); }
.field input[type="number"] { font-variant-numeric: tabular-nums; }
.affix { position: relative; }
.affix > span { position: absolute; top: 50%; transform: translateY(-50%); color: var(--ink-3); font-weight: 600; pointer-events: none; }
.affix.pre > span { left: 12px; }
.affix.pre input { padding-left: 26px; }
.affix.post > span { right: 12px; }
.affix.post input { padding-right: 30px; }

/* Footer */
.site-footer { border-top: 1px solid var(--line); background: var(--band); padding-block: 36px; font-size: .88rem; color: var(--ink-2); }
.site-footer .cols { display: grid; grid-template-columns: repeat(auto-fit, minmax(min(100%, 260px), 1fr)); gap: 24px 40px; }
.site-footer h3 { font-size: .8rem; text-transform: uppercase; letter-spacing: .1em; color: var(--ink-3); margin-bottom: 8px; font-weight: 700; }
.site-footer p + p { margin-top: 6px; }
.site-footer .legal { margin-top: 28px; padding-top: 20px; border-top: 1px solid var(--line-strong); font-size: .8rem; color: var(--ink-3); display: grid; gap: 8px; max-width: 90ch; }

/* ================= Mortgage tool ================= */
.page-head { padding-block: clamp(32px, 5vw, 56px) 8px; display: grid; gap: 14px; }
.chip { display: inline-block; width: fit-content; background: var(--warn-bg); color: var(--warn); font-size: .8rem; font-weight: 700; padding: 4px 10px; border-radius: 999px; }

.panel { background: var(--surface); border: 1px solid var(--line); border-radius: 14px; padding: clamp(16px, 2.6vw, 26px); min-width: 0; }
.panel > h2 { font-size: 1.25rem; margin-bottom: 16px; }
.shared-grid { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 16px 20px; }

.scenarios { display: grid; grid-template-columns: repeat(auto-fit, minmax(min(100%, 300px), 1fr)); gap: 18px; margin-top: 18px; }
.scn { background: var(--surface); border: 1px solid var(--line); border-top: 4px solid var(--accent); border-radius: 12px; padding: 18px; display: grid; gap: 14px; align-content: start; min-width: 0; }
.scn .tag { font-size: .75rem; font-weight: 800; letter-spacing: .1em; text-transform: uppercase; color: var(--accent-ink); }
.scn .name input { font-weight: 800; font-size: 1.1rem; border-color: transparent; background: var(--accent-soft); }
.scn .grid2 { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 12px; }
.scn .check { display: flex; gap: 10px; align-items: flex-start; font-size: .88rem; color: var(--ink-2); }
.scn .check input { width: 18px; height: 18px; margin-top: 3px; flex: none; accent-color: var(--accent); }
.scn .notes { margin: 0; padding: 0; list-style: none; display: grid; gap: 6px; font-size: .84rem; }
.scn .notes li { background: var(--warn-bg); color: var(--warn); border-radius: 8px; padding: 8px 10px; }
.scn .notes li.info { background: var(--accent-soft); color: var(--accent-ink); }

.results { margin-top: 28px; display: grid; gap: 18px; }
.results h2 { font-size: 1.5rem; }
.summary { background: var(--accent-soft); color: var(--accent-ink); border-radius: 12px; padding: 16px 18px; display: grid; gap: 6px; }
.summary p { max-width: 80ch; }
.table-scroll { overflow-x: auto; border: 1px solid var(--line); border-radius: 12px; background: var(--surface); }
table.cmp { width: 100%; min-width: 640px; border-collapse: collapse; font-variant-numeric: tabular-nums; }
table.cmp th, table.cmp td { text-align: right; padding: 12px 16px; border-bottom: 1px solid var(--line); vertical-align: top; }
table.cmp thead th { font-size: .85rem; background: var(--band); position: sticky; top: 0; }
table.cmp thead th small { display: block; color: var(--ink-3); font-weight: 600; font-size: .75rem; }
table.cmp tbody th { text-align: left; font-weight: 600; color: var(--ink-2); font-size: .9rem; min-width: 12rem; }
table.cmp tr:last-child th, table.cmp tr:last-child td { border-bottom: 0; }
table.cmp td { font-weight: 700; }
table.cmp td small { display: block; font-weight: 500; color: var(--ink-3); font-size: .78rem; }
table.cmp tr.key td { font-size: 1.2rem; letter-spacing: -0.01em; }
table.cmp .up { color: var(--bad); }
table.cmp .down { color: var(--ok); }
.pill { display: inline-block; font-size: .8rem; font-weight: 800; padding: 4px 12px; border-radius: 999px; }
.pill.ok { background: var(--ok-bg); color: var(--ok); }
.pill.bad { background: var(--bad-bg); color: var(--bad); }
.pill.na { background: var(--accent-soft); color: var(--ink-3); }
.bar { display: flex; height: 12px; border-radius: 6px; overflow: hidden; background: var(--line); min-width: 120px; }
.bar i { display: block; height: 100%; }
.bar .p { background: var(--c-principal); }
.bar .i { background: var(--c-interest); }
.bar-legend { display: flex; flex-wrap: wrap; gap: 8px 18px; font-size: .82rem; color: var(--ink-2); }
.bar-legend span::before { content: ""; display: inline-block; width: 10px; height: 10px; border-radius: 2px; margin-right: 6px; vertical-align: -1px; }
.bar-legend .p::before { background: var(--c-principal); }
.bar-legend .i::before { background: var(--c-interest); }

details.assume { border: 1px solid var(--line); border-radius: 12px; background: var(--surface); padding: 14px 18px; margin-top: 26px; }
details.assume summary { cursor: pointer; font-weight: 700; }
details.assume .body { margin-top: 12px; display: grid; gap: 10px; color: var(--ink-2); font-size: .92rem; max-width: 80ch; }
details.assume ul { margin: 0; padding-left: 20px; display: grid; gap: 4px; }

.cta { margin-block: 40px 0; background: var(--accent); color: var(--on-accent); border-radius: 16px; padding: clamp(22px, 4vw, 36px); display: flex; flex-wrap: wrap; gap: 18px 32px; align-items: center; justify-content: space-between; }
.cta h2 { font-size: 1.5rem; max-width: 24ch; }
.cta p { margin-top: 6px; opacity: .92; max-width: 52ch; }
.cta .btn { background: var(--on-accent); color: var(--accent); border-color: var(--on-accent); }
.cta .btn:hover { background: var(--accent-soft); color: var(--accent-ink); border-color: var(--accent-soft); }


/* Closing cost calculator */
.seg { display: inline-flex; padding: 4px; gap: 4px; background: var(--accent-soft); border-radius: 999px; }
.seg label { cursor: pointer; position: relative; }
.seg input { position: absolute; inset: 0; width: 100%; height: 100%; margin: 0; opacity: 0; pointer-events: none; }
.seg span { display: block; padding: 8px 18px; border-radius: 999px; font-weight: 700; font-size: .95rem; color: var(--accent-ink); }
.seg input:checked + span { background: var(--accent); color: var(--on-accent); }
.seg input:focus-visible + span { outline: 3px solid var(--accent); outline-offset: 2px; }
.panel .check { display: flex; gap: 10px; align-items: flex-start; font-size: .9rem; color: var(--ink-2); }
.panel .check input { width: 18px; height: 18px; margin-top: 3px; flex: none; accent-color: var(--accent); }
table.cmp.costs { min-width: 0; }
table.cmp.costs tbody th { min-width: 0; }
table.cmp.costs td { white-space: nowrap; }
table.cmp.costs tr.grp th { text-align: left; font-size: .75rem; font-weight: 700; letter-spacing: .1em; text-transform: uppercase; color: var(--accent-ink); background: var(--band); padding-block: 8px; }
.cc-notes { margin: 0; padding-left: 20px; display: grid; gap: 6px; color: var(--ink-2); font-size: .9rem; max-width: 80ch; }

/* Older building hazard check */
.span2 { grid-column: span 2; }
.done-box { margin-top: 18px; border-top: 1px solid var(--line); padding-top: 14px; }
.done-box summary { cursor: pointer; font-weight: 700; }
.done-box summary .hint { font-weight: 500; color: var(--ink-3); font-size: .85rem; margin-left: 6px; }
.done-grid { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 10px 24px; margin-top: 12px; }
.hz-counts { display: flex; flex-wrap: wrap; gap: 6px; }
.pill.lvl0 { background: var(--accent-soft); color: var(--ink-3); }
.pill.lvl1 { background: var(--ok-bg); color: var(--ok); }
.pill.lvl2 { background: var(--warn-bg); color: var(--warn); }
.pill.lvl3 { background: var(--bad-bg); color: var(--bad); }
.hz-list { display: grid; gap: 12px; }
.hz { background: var(--surface); border: 1px solid var(--line); border-left: 5px solid var(--line-strong); border-radius: 12px; padding: 16px 18px; display: grid; gap: 8px; scroll-margin-top: 100px; }
.hz.lvl1 { border-left-color: var(--ok); }
.hz.lvl2 { border-left-color: var(--warn); }
.hz.lvl3 { border-left-color: var(--bad); }
.hz-head { display: flex; flex-wrap: wrap; align-items: center; justify-content: space-between; gap: 8px 16px; }
.hz-head h3 { font-size: 1.1rem; }
.hz-head sup { font-size: .7rem; margin-left: 3px; }
.hz-head sup a { text-decoration: none; font-weight: 700; }
.hz p { color: var(--ink-2); max-width: 80ch; }
.hz b { color: var(--ink); }
.footnotes { margin-top: 32px; border-top: 2px solid var(--ink); padding-top: 20px; }
.footnotes h2 { font-size: 1.4rem; margin-bottom: 12px; }
.footnotes ol { margin: 0; padding-left: 22px; display: grid; gap: 18px; }
.footnotes li { scroll-margin-top: 100px; }
.footnotes li::marker { font-weight: 800; color: var(--accent-ink); }
.footnotes h3 { font-size: 1rem; margin-bottom: 4px; }
.footnotes p { color: var(--ink-2); max-width: 80ch; font-size: .95rem; }
.footnotes p + p { margin-top: 6px; }
.footnotes .back { display: inline-block; margin-top: 6px; font-size: .85rem; font-weight: 700; }

@media print {
  .site-header, .cta, .done-box, #hz-print, .crumbs, .site-footer .cols { display: none !important; }
  .hz, .footnotes li { break-inside: avoid; }
  details.assume { display: block; }
}

/* Services page */
.anchor-nav { display: flex; flex-wrap: wrap; gap: 8px 10px; margin-top: 6px; }
.svc { border-top: 2px solid var(--ink); padding-block: 40px; display: grid; grid-template-columns: minmax(0, 1fr) minmax(0, 2fr); gap: 20px clamp(24px, 5vw, 64px); }
.svc:last-of-type { border-bottom: 1px solid var(--line-strong); }
.svc .intro { display: grid; gap: 12px; align-content: start; }
.svc h2 { font-size: clamp(1.4rem, 2.6vw, 1.8rem); }
.svc .body { display: grid; gap: 22px; min-width: 0; }
.svc .body > p { color: var(--ink-2); max-width: 64ch; font-size: 1.05rem; }
.svc h3.label { font-size: .78rem; font-weight: 700; text-transform: uppercase; letter-spacing: .12em; color: var(--ink-3); margin-bottom: 8px; }
.svc ul { margin: 0; padding-left: 20px; display: grid; gap: 6px; color: var(--ink-2); max-width: 64ch; }
.tag-row { display: flex; flex-wrap: wrap; gap: 8px; }
.tagchip { display: inline-flex; align-items: center; gap: 8px; padding: 6px 12px; border-radius: 999px; background: var(--accent-soft); color: var(--accent-ink); border: 1px solid var(--line-strong); font-weight: 700; font-size: .85rem; text-decoration: none; }
a.tagchip:hover { border-color: var(--accent); color: var(--accent-ink); }
.tagchip small { font-weight: 700; font-size: .7rem; letter-spacing: .06em; text-transform: uppercase; opacity: .85; }
.tagchip.live { background: var(--ok-bg); color: var(--ok); border-color: transparent; }
.example { background: var(--accent-soft); border-radius: 12px; padding: 16px 18px; color: var(--ink); max-width: 64ch; }
.example .label { color: var(--accent-ink); }
.example p { color: var(--ink-2); }
.fineprint { color: var(--ink-3); font-size: .85rem; max-width: 80ch; margin-top: 24px; }

@media (max-width: 1080px) {
  .header-bar { flex-wrap: wrap; border-radius: 22px; }
  .js-nav .nav-toggle { display: inline-flex; }
  .js-nav .nav { display: none; }
  .js-nav .header-bar.is-open .nav { display: grid; }
  .nav { order: 3; flex-basis: 100%; display: grid; gap: 2px; padding: 4px 0 8px; max-height: calc(100vh - 100px); overflow-y: auto; border-top: 1px solid var(--line); }
  .nav .top { padding: 10px 12px; border-radius: 10px; }
  .nav .chev { display: none; }
  .nav-sub { display: grid; position: static; min-width: 0; margin: 0 0 6px 12px; padding: 0; border: 0; box-shadow: none; background: transparent; }
  .nav-sub::before { display: none; }
}

@media (max-width: 860px) {
  .hero .grid, .about, .contact { grid-template-columns: minmax(0, 1fr); }
  .ruled li { grid-template-columns: minmax(0, 1fr); gap: 6px; }
  .svc-menu { grid-template-columns: minmax(0, 1fr); }
  .svc-item { display: block; }
  .svc-panel { border-left: 0; border-bottom: 1px solid var(--line); padding: 20px 22px 24px; }
  .svc-panel .big-ico { display: none; }
  .svc-panel h3 { display: none; }
  .svc { grid-template-columns: minmax(0, 1fr); }
  .tools.partner-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); }
}

@media (max-width: 700px) {
  .shared-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); }
}

@media (max-width: 520px) {
  table.cmp.costs th, table.cmp.costs td { padding: 10px 8px; font-size: .85rem; }
  .shared-grid.cc-grid { grid-template-columns: minmax(0, 1fr); }
  .span2 { grid-column: auto; }
  .done-grid { grid-template-columns: minmax(0, 1fr); }
  .seg { flex-wrap: wrap; border-radius: 16px; }
  .tools.partner-grid { grid-template-columns: minmax(0, 1fr); }
  .facts div { grid-template-columns: minmax(0, 1fr); gap: 2px; }
  .form .two { grid-template-columns: minmax(0, 1fr); }
  .header-bar { padding: 8px 8px 8px 14px; gap: 8px; }
  .header-cta { display: none; }
  .brand { font-size: 1.05rem; }
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  .btn, .svc-tab, .svc-tab .ico, .nav .chev { transition: none; }
  .svc-tab:hover .ico { transform: none; }
}